Call report 2025Q4
HERRING BANK — 2025Q4
The 22 measures HERRING BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 487,454,000 | USD | evidence → |
| Total loans | 355,062,000 | USD | evidence → |
| Allowance for loan losses | 3,728,000 | USD | evidence → |
| Securities available for sale | 55,500,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,483,000 | USD | evidence → |
| Interest-bearing deposits | 261,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,208,000 | USD | evidence → |
| Equity capital | 58,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,060,000 | USD | evidence → |
| Interest expense | 6,167,000 | USD | evidence → |
| Net interest income | 25,893,000 | USD | evidence → |
| Noninterest income | 15,206,000 | USD | evidence → |
| Noninterest expense | 34,827,000 | USD | evidence → |
| Provision for loan losses | 1,419,000 | USD | evidence → |
| Pretax income | 4,913,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 4,892,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,060,000 | USD | evidence → |
| Total capital | 68,801,000 | USD | evidence → |
| Risk-weighted assets | 378,185,000 | USD | evidence → |