Call report 2004Q4
HERRING BANK — 2004Q4
The 22 measures HERRING BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,012,000 | USD | evidence → |
| Total loans | 292,891,000 | USD | evidence → |
| Allowance for loan losses | 4,304,000 | USD | evidence → |
| Securities available for sale | 31,185,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 321,061,000 | USD | evidence → |
| Interest-bearing deposits | 283,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,722,000 | USD | evidence → |
| Equity capital | 30,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,909,000 | USD | evidence → |
| Interest expense | 5,415,000 | USD | evidence → |
| Net interest income | 14,494,000 | USD | evidence → |
| Noninterest income | 5,916,000 | USD | evidence → |
| Noninterest expense | 13,385,000 | USD | evidence → |
| Provision for loan losses | 966,000 | USD | evidence → |
| Pretax income | 6,059,000 | USD | evidence → |
| Income tax | 1,842,000 | USD | evidence → |
| Net income | 4,217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,418,000 | USD | evidence → |
| Total capital | 33,066,000 | USD | evidence → |
| Risk-weighted assets | 291,614,000 | USD | evidence → |