Call reports 2026
STATE BANK OF PEARL CITY, THE — 2026
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 68,168,000 | 73,399,000 |
| Total loans | 32,183,000 | 32,565,000 |
| Allowance for loan losses | 657,000 | 776,000 |
| Securities available for sale | 18,986,000 | 19,213,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 60,656,000 | 65,709,000 |
| Interest-bearing deposits | 47,363,000 | 45,822,000 |
| Noninterest-bearing deposits | 13,293,000 | 19,887,000 |
| Equity capital | 7,234,000 | 7,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 873,000 | 1,717,000 |
| Interest expense | 218,000 | 416,000 |
| Net interest income | 655,000 | 1,301,000 |
| Noninterest income | 18,000 | 30,000 |
| Noninterest expense | 489,000 | 965,000 |
| Provision for loan losses | 116,000 | 116,000 |
| Pretax income | 68,000 | 250,000 |
| Income tax | 0 | 0 |
| Net income | 68,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,751,000 | 7,931,000 |