Call reports 2024
STATE BANK OF PEARL CITY, THE — 2024
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 81,247,000 | 88,032,000 | 80,083,000 | 75,023,000 |
| Total loans | 36,810,000 | 35,937,000 | 35,583,000 | 33,792,000 |
| Allowance for loan losses | 770,000 | 704,000 | 646,000 | 740,000 |
| Securities available for sale | 23,196,000 | 23,497,000 | 25,704,000 | 23,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,817,000 | 81,471,000 | 72,765,000 | 68,231,000 |
| Interest-bearing deposits | 63,539,000 | 64,969,000 | 58,715,000 | 55,708,000 |
| Noninterest-bearing deposits | 11,278,000 | 16,502,000 | 14,050,000 | 12,523,000 |
| Equity capital | 6,147,000 | 6,283,000 | 7,014,000 | 6,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,935,000 | 3,067,000 | 4,044,000 |
| Interest expense | 404,000 | 862,000 | 1,330,000 | 1,719,000 |
| Net interest income | 528,000 | 1,073,000 | 1,737,000 | 2,325,000 |
| Noninterest income | 11,000 | 23,000 | 40,000 | 49,000 |
| Noninterest expense | 442,000 | 853,000 | 1,341,000 | 1,879,000 |
| Provision for loan losses | 39,000 | 72,000 | 143,000 | 313,000 |
| Pretax income | 58,000 | 171,000 | 293,000 | 176,000 |
| Income tax | 2,000 | 9,000 | 6,000 | 8,000 |
| Net income | 56,000 | 162,000 | 287,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,649,000 | 7,729,000 | 7,840,000 | 7,689,000 |