Call reports 2023
STATE BANK OF PEARL CITY, THE — 2023
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 70,722,000 | 77,435,000 | 79,103,000 | 77,761,000 |
| Total loans | 34,327,000 | 35,938,000 | 36,252,000 | 36,779,000 |
| Allowance for loan losses | 546,000 | 596,000 | 587,000 | 741,000 |
| Securities available for sale | 21,498,000 | 20,086,000 | 20,325,000 | 21,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,587,000 | 71,322,000 | 73,072,000 | 71,343,000 |
| Interest-bearing deposits | 51,515,000 | 53,439,000 | 59,466,000 | 58,948,000 |
| Noninterest-bearing deposits | 12,072,000 | 17,883,000 | 13,606,000 | 12,395,000 |
| Equity capital | 5,915,000 | 5,881,000 | 5,762,000 | 6,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,455,000 | 2,315,000 | 3,237,000 |
| Interest expense | 143,000 | 340,000 | 573,000 | 867,000 |
| Net interest income | 584,000 | 1,115,000 | 1,742,000 | 2,370,000 |
| Noninterest income | 15,000 | 34,000 | 55,000 | 71,000 |
| Noninterest expense | 474,000 | 893,000 | 1,332,000 | 1,936,000 |
| Provision for loan losses | 0 | 43,000 | 52,000 | 223,000 |
| Pretax income | 125,000 | 213,000 | 413,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 213,000 | 413,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,683,000 | 7,731,000 | 7,886,000 | 7,597,000 |