Call reports 2022
STATE BANK OF PEARL CITY, THE — 2022
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,136,000 | 74,566,000 | 74,643,000 | 70,006,000 |
| Total loans | 29,955,000 | 30,303,000 | 31,234,000 | 31,801,000 |
| Allowance for loan losses | 499,000 | 489,000 | 519,000 | 526,000 |
| Securities available for sale | 18,346,000 | 19,793,000 | 20,757,000 | 21,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,563,000 | 67,410,000 | 68,181,000 | 63,268,000 |
| Interest-bearing deposits | 44,630,000 | 44,674,000 | 45,185,000 | 50,870,000 |
| Noninterest-bearing deposits | 14,933,000 | 22,736,000 | 22,996,000 | 12,398,000 |
| Equity capital | 6,427,000 | 5,990,000 | 5,298,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,170,000 | 1,826,000 | 2,549,000 |
| Interest expense | 62,000 | 121,000 | 184,000 | 263,000 |
| Net interest income | 530,000 | 1,049,000 | 1,642,000 | 2,286,000 |
| Noninterest income | 16,000 | 42,000 | 62,000 | 81,000 |
| Noninterest expense | 437,000 | 873,000 | 1,319,000 | 1,788,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 53,000 |
| Pretax income | 109,000 | 218,000 | 355,000 | 526,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 218,000 | 355,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,324,000 | 7,392,000 | 7,501,000 | 7,586,000 |