Call reports 2021
STATE BANK OF PEARL CITY, THE — 2021
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 64,247,000 | 70,008,000 | 69,833,000 | 71,708,000 |
| Total loans | 32,191,000 | 33,108,000 | 30,998,000 | 30,518,000 |
| Allowance for loan losses | 508,000 | 491,000 | 511,000 | 506,000 |
| Securities available for sale | 10,104,000 | 11,887,000 | 12,918,000 | 16,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,930,000 | 62,554,000 | 62,259,000 | 64,329,000 |
| Interest-bearing deposits | 42,182,000 | 44,446,000 | 45,239,000 | 46,771,000 |
| Noninterest-bearing deposits | 13,749,000 | 18,108,000 | 17,020,000 | 17,558,000 |
| Equity capital | 7,136,000 | 7,259,000 | 7,386,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,232,000 | 1,833,000 | 2,472,000 |
| Interest expense | 71,000 | 142,000 | 213,000 | 278,000 |
| Net interest income | 546,000 | 1,090,000 | 1,620,000 | 2,194,000 |
| Noninterest income | 16,000 | 69,000 | 112,000 | 98,000 |
| Noninterest expense | 448,000 | 895,000 | 1,355,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 264,000 | 377,000 | 461,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 112,000 | 261,000 | 372,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,066,000 | 7,170,000 | 7,267,000 | 7,218,000 |
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