Call reports 2020
STATE BANK OF PEARL CITY, THE — 2020
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,719,000 | 62,284,000 | 63,822,000 | 63,873,000 |
| Total loans | 32,750,000 | 33,054,000 | 32,881,000 | 32,645,000 |
| Allowance for loan losses | 541,000 | 533,000 | 551,000 | 523,000 |
| Securities available for sale | 8,560,000 | 8,337,000 | 9,561,000 | 10,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,630,000 | 54,013,000 | 55,472,000 | 55,580,000 |
| Interest-bearing deposits | 37,347,000 | 37,911,000 | 39,458,000 | 39,922,000 |
| Noninterest-bearing deposits | 9,283,000 | 16,102,000 | 16,014,000 | 15,658,000 |
| Equity capital | 6,880,000 | 7,059,000 | 7,138,000 | 7,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,176,000 | 1,758,000 | 2,364,000 |
| Interest expense | 98,000 | 189,000 | 267,000 | 344,000 |
| Net interest income | 503,000 | 987,000 | 1,491,000 | 2,020,000 |
| Noninterest income | 9,000 | 31,000 | 57,000 | 68,000 |
| Noninterest expense | 386,000 | 806,000 | 1,221,000 | 1,700,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 17,000 |
| Pretax income | 126,000 | 212,000 | 310,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 212,000 | 310,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,869,000 | 6,916,000 | 6,966,000 | 6,957,000 |