Call reports 2019
STATE BANK OF PEARL CITY, THE — 2019
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 56,023,000 | 58,647,000 | 58,217,000 | 56,316,000 |
| Total loans | 35,591,000 | 35,104,000 | 35,008,000 | 34,174,000 |
| Allowance for loan losses | 615,000 | 588,000 | 579,000 | 547,000 |
| Securities available for sale | 10,057,000 | 10,023,000 | 9,591,000 | 8,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,283,000 | 51,663,000 | 51,082,000 | 49,218,000 |
| Interest-bearing deposits | 39,538,000 | 39,161,000 | 38,329,000 | 37,727,000 |
| Noninterest-bearing deposits | 9,745,000 | 12,502,000 | 12,753,000 | 11,491,000 |
| Equity capital | 6,579,000 | 6,794,000 | 6,898,000 | 6,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,255,000 | 1,887,000 | 2,540,000 |
| Interest expense | 95,000 | 202,000 | 310,000 | 413,000 |
| Net interest income | 529,000 | 1,053,000 | 1,577,000 | 2,127,000 |
| Noninterest income | 7,000 | 16,000 | 26,000 | 35,000 |
| Noninterest expense | 409,000 | 834,000 | 1,249,000 | 1,712,000 |
| Provision for loan losses | 34,000 | 44,000 | 44,000 | 44,000 |
| Pretax income | 93,000 | 191,000 | 310,000 | 406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 191,000 | 310,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,672,000 | 6,741,000 | 6,835,000 | 6,843,000 |
| Total capital | 7,146,000 | 7,214,000 | 7,305,000 | 7,301,000 |
| Risk-weighted assets | 37,764,000 | 37,641,000 | 37,478,000 | 36,534,000 |