Call reports 2018
STATE BANK OF PEARL CITY, THE — 2018
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,963,000 | 58,615,000 | 61,640,000 | 55,961,000 |
| Total loans | 35,906,000 | 36,506,000 | 37,106,000 | 36,247,000 |
| Allowance for loan losses | 304,000 | 362,000 | 391,000 | 614,000 |
| Securities available for sale | 11,493,000 | 11,493,000 | 11,023,000 | 10,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,637,000 | 52,870,000 | 55,822,000 | 49,544,000 |
| Interest-bearing deposits | 39,188,000 | 39,423,000 | 38,948,000 | 37,758,000 |
| Noninterest-bearing deposits | 11,449,000 | 13,447,000 | 16,874,000 | 11,786,000 |
| Equity capital | 5,861,000 | 5,567,000 | 5,606,000 | 6,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,280,000 | 1,909,000 | 2,570,000 |
| Interest expense | 76,000 | 157,000 | 239,000 | 328,000 |
| Net interest income | 556,000 | 1,123,000 | 1,670,000 | 2,242,000 |
| Noninterest income | 14,000 | -126,000 | -112,000 | -94,000 |
| Noninterest expense | 388,000 | 826,000 | 1,241,000 | 1,699,000 |
| Provision for loan losses | 28,000 | 179,000 | 209,000 | 443,000 |
| Pretax income | 154,000 | -8,000 | 108,000 | 6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | -8,000 | 108,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,359,000 | 5,885,000 | 5,974,000 | 6,582,000 |
| Total capital | 6,663,000 | 6,247,000 | 6,365,000 | 7,062,000 |
| Risk-weighted assets | 37,851,000 | 38,430,000 | 39,476,000 | 38,242,000 |