Call reports 2017
STATE BANK OF PEARL CITY, THE — 2017
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,111,000 | 52,105,000 | 55,544,000 | 59,135,000 |
| Total loans | 31,469,000 | 33,010,000 | 34,822,000 | 35,294,000 |
| Allowance for loan losses | 305,000 | 312,000 | 318,000 | 294,000 |
| Securities available for sale | 12,092,000 | 12,156,000 | 11,766,000 | 11,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,105,000 | 44,977,000 | 49,264,000 | 53,016,000 |
| Interest-bearing deposits | 38,523,000 | 39,059,000 | 40,518,000 | 39,930,000 |
| Noninterest-bearing deposits | 6,582,000 | 5,918,000 | 8,746,000 | 13,086,000 |
| Equity capital | 5,824,000 | 6,010,000 | 6,042,000 | 5,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,183,000 | 1,797,000 | 2,434,000 |
| Interest expense | 69,000 | 141,000 | 219,000 | 297,000 |
| Net interest income | 511,000 | 1,042,000 | 1,578,000 | 2,137,000 |
| Noninterest income | 6,000 | 21,000 | 26,000 | 28,000 |
| Noninterest expense | 366,000 | 763,000 | 1,142,000 | 1,543,000 |
| Provision for loan losses | 10,000 | 15,000 | 70,000 | 80,000 |
| Pretax income | 141,000 | 285,000 | 392,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 285,000 | 392,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,816,000 | 5,911,000 | 5,981,000 | 6,046,000 |
| Total capital | 6,121,000 | 6,223,000 | 6,299,000 | 6,340,000 |
| Risk-weighted assets | 39,591,000 | 41,961,000 | 44,699,000 | 37,801,000 |