Call reports 2014
STATE BANK OF PEARL CITY, THE — 2014
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,129,000 | 47,506,000 | 47,595,000 | 48,267,000 |
| Total loans | 25,212,000 | 26,042,000 | 26,514,000 | 26,564,000 |
| Allowance for loan losses | 240,000 | 248,000 | 313,000 | 298,000 |
| Securities available for sale | 16,099,000 | 15,688,000 | 15,671,000 | 15,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,512,000 | 42,563,000 | 41,752,000 | 43,025,000 |
| Interest-bearing deposits | 36,609,000 | 36,513,000 | 36,195,000 | 37,087,000 |
| Noninterest-bearing deposits | 5,903,000 | 6,050,000 | 5,557,000 | 5,938,000 |
| Equity capital | 4,505,000 | 4,820,000 | 4,946,000 | 5,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,115,000 | 1,654,000 | 2,220,000 |
| Interest expense | 53,000 | 107,000 | 162,000 | 219,000 |
| Net interest income | 494,000 | 1,008,000 | 1,492,000 | 2,001,000 |
| Noninterest income | -1,000 | 11,000 | 18,000 | 14,000 |
| Noninterest expense | 348,000 | 708,000 | 1,080,000 | 1,494,000 |
| Provision for loan losses | 15,000 | 34,000 | 164,000 | 226,000 |
| Pretax income | 119,000 | 266,000 | 255,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 266,000 | 255,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,036,000 | 5,122,000 | 5,111,000 | 5,082,000 |
| Total capital | 5,276,000 | 5,370,000 | 5,424,000 | 5,380,000 |
| Risk-weighted assets | 34,124,000 | 34,457,000 | 34,618,000 | 35,281,000 |