Call reports 2011
STATE BANK OF PEARL CITY, THE — 2011
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,381,000 | 44,252,000 | 44,665,000 | 44,532,000 |
| Total loans | 21,384,000 | 21,560,000 | 21,492,000 | 21,683,000 |
| Allowance for loan losses | 127,000 | 197,000 | 192,000 | 190,000 |
| Securities available for sale | 18,259,000 | 19,465,000 | 18,024,000 | 19,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,813,000 | 39,945,000 | 39,784,000 | 39,735,000 |
| Interest-bearing deposits | 34,839,000 | 34,984,000 | 34,861,000 | 34,713,000 |
| Noninterest-bearing deposits | 4,974,000 | 4,961,000 | 4,923,000 | 5,022,000 |
| Equity capital | 3,422,000 | 4,165,000 | 4,724,000 | 4,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,115,000 | 1,677,000 | 2,233,000 |
| Interest expense | 145,000 | 276,000 | 399,000 | 519,000 |
| Net interest income | 406,000 | 839,000 | 1,278,000 | 1,714,000 |
| Noninterest income | 6,000 | 25,000 | 26,000 | 11,000 |
| Noninterest expense | 344,000 | 679,000 | 1,030,000 | 1,390,000 |
| Provision for loan losses | 30,000 | 45,000 | 50,000 | 50,000 |
| Pretax income | 38,000 | 140,000 | 229,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 140,000 | 229,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,457,000 | 4,544,000 | 4,609,000 | 4,641,000 |
| Total capital | 4,585,000 | 4,741,000 | 4,801,000 | 4,831,000 |
| Risk-weighted assets | 30,368,000 | 25,050,000 | 25,454,000 | 27,977,000 |