Call reports 2006
STATE BANK OF PEARL CITY, THE — 2006
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,089,000 | 34,914,000 | 34,893,000 | 35,893,000 |
| Total loans | 17,272,000 | 16,999,000 | 16,538,000 | 16,372,000 |
| Allowance for loan losses | 301,000 | 283,000 | 282,000 | 282,000 |
| Securities available for sale | 14,156,000 | 14,408,000 | 14,726,000 | 14,841,000 |
| Securities held to maturity | 65,000 | 65,000 | 43,000 | 43,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,030,000 | 31,003,000 | 30,622,000 | 31,521,000 |
| Interest-bearing deposits | 27,041,000 | 26,707,000 | 26,767,000 | 27,758,000 |
| Noninterest-bearing deposits | 3,989,000 | 4,296,000 | 3,855,000 | 3,763,000 |
| Equity capital | 3,879,000 | 3,718,000 | 4,071,000 | 4,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,004,000 | 1,508,000 | 2,024,000 |
| Interest expense | 213,000 | 446,000 | 694,000 | 953,000 |
| Net interest income | 284,000 | 558,000 | 814,000 | 1,071,000 |
| Noninterest income | 9,000 | 24,000 | 34,000 | 44,000 |
| Noninterest expense | 206,000 | 407,000 | 604,000 | 834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 175,000 | 244,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 175,000 | 244,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,372,000 | 4,403,000 | 4,443,000 | 4,450,000 |
| Total capital | 4,608,000 | 4,637,000 | 4,668,000 | 4,677,000 |
| Risk-weighted assets | 18,847,000 | 18,685,000 | 17,930,000 | 18,113,000 |