Call reports 2002
STATE BANK OF PEARL CITY, THE — 2002
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,337,000 | 33,962,000 | 35,142,000 | 35,422,000 |
| Total loans | 21,397,000 | 20,766,000 | 20,264,000 | 18,534,000 |
| Allowance for loan losses | 284,000 | 305,000 | 313,000 | 260,000 |
| Securities available for sale | 8,069,000 | 8,211,000 | 8,854,000 | 11,551,000 |
| Securities held to maturity | 253,000 | 253,000 | 232,000 | 232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,278,000 | 29,757,000 | 30,787,000 | 31,089,000 |
| Interest-bearing deposits | 26,450,000 | 26,877,000 | 27,868,000 | 28,006,000 |
| Noninterest-bearing deposits | 2,828,000 | 2,880,000 | 2,919,000 | 3,083,000 |
| Equity capital | 3,856,000 | 4,011,000 | 4,145,000 | 4,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,169,000 | 1,753,000 | 2,327,000 |
| Interest expense | 262,000 | 499,000 | 740,000 | 969,000 |
| Net interest income | 323,000 | 670,000 | 1,013,000 | 1,358,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 35,000 |
| Noninterest expense | 181,000 | 366,000 | 553,000 | 764,000 |
| Provision for loan losses | 23,000 | 45,000 | 60,000 | 90,000 |
| Pretax income | 144,000 | 301,000 | 450,000 | 537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 291,000 | 440,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 3,895,000 | 3,971,000 | 3,972,000 |
| Total capital | 4,150,000 | 4,200,000 | 4,284,000 | 4,232,000 |
| Risk-weighted assets | 33,621,000 | 34,277,000 | 35,465,000 | 35,692,000 |