Call reports 2001
STATE BANK OF PEARL CITY, THE — 2001
What STATE BANK OF PEARL CITY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,078,000 | 35,200,000 | 35,369,000 | 35,178,000 |
| Total loans | 23,374,000 | 22,944,000 | 22,876,000 | 21,970,000 |
| Allowance for loan losses | 128,000 | 169,000 | 246,000 | 272,000 |
| Securities available for sale | 7,089,000 | 7,585,000 | 7,489,000 | 8,010,000 |
| Securities held to maturity | 309,000 | 577,000 | 801,000 | 278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,077,000 | 28,248,000 | 28,331,000 | 30,175,000 |
| Interest-bearing deposits | 24,244,000 | 25,164,000 | 25,395,000 | 26,485,000 |
| Noninterest-bearing deposits | 2,833,000 | 3,084,000 | 2,936,000 | 3,690,000 |
| Equity capital | 3,747,000 | 3,715,000 | 3,791,000 | 3,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,317,000 | 1,971,000 | 2,610,000 |
| Interest expense | 371,000 | 754,000 | 1,127,000 | 1,471,000 |
| Net interest income | 291,000 | 563,000 | 844,000 | 1,139,000 |
| Noninterest income | 16,000 | 36,000 | 54,000 | 74,000 |
| Noninterest expense | 178,000 | 356,000 | 540,000 | 731,000 |
| Provision for loan losses | 23,000 | 53,000 | 153,000 | 182,000 |
| Pretax income | 107,000 | 190,000 | 205,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 190,000 | 205,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,698,000 | 3,691,000 | 3,671,000 | 3,765,000 |
| Total capital | 3,826,000 | 3,860,000 | 3,917,000 | 4,037,000 |
| Risk-weighted assets | 34,206,000 | 35,369,000 | 35,615,000 | 35,450,000 |