Call reports 2025
ANDES STATE BANK — 2025
What ANDES STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 26,141,000 | 27,172,000 | 24,986,000 | 27,884,000 |
| Total loans | 9,367,000 | 9,612,000 | 10,901,000 | 10,931,000 |
| Allowance for loan losses | 211,000 | 217,000 | 249,000 | 248,000 |
| Securities available for sale | 2,590,000 | 2,611,000 | 1,886,000 | 1,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,603,000 | 23,527,000 | 21,242,000 | 24,020,000 |
| Interest-bearing deposits | 17,150,000 | 18,420,000 | 16,233,000 | 19,056,000 |
| Noninterest-bearing deposits | 5,453,000 | 5,107,000 | 5,009,000 | 4,964,000 |
| Equity capital | 3,449,000 | 3,567,000 | 3,651,000 | 3,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 619,000 | 938,000 | 1,267,000 |
| Interest expense | 39,000 | 87,000 | 131,000 | 173,000 |
| Net interest income | 250,000 | 532,000 | 807,000 | 1,094,000 |
| Noninterest income | 10,000 | 30,000 | 52,000 | 78,000 |
| Noninterest expense | 156,000 | 310,000 | 479,000 | 642,000 |
| Provision for loan losses | 0 | 6,000 | 43,000 | 43,000 |
| Pretax income | 104,000 | 246,000 | 337,000 | 487,000 |
| Income tax | 25,000 | 49,000 | 74,000 | 126,000 |
| Net income | 79,000 | 197,000 | 263,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,518,000 | 3,618,000 | 3,684,000 | 3,764,000 |
| Total capital | 3,664,000 | 3,769,000 | 3,840,000 | 3,929,000 |
| Risk-weighted assets | 11,692,000 | 12,054,000 | 12,398,000 | 13,147,000 |