Call reports 2024
ANDES STATE BANK — 2024
What ANDES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 26,712,000 | 26,194,000 | 24,894,000 | 25,423,000 |
| Total loans | 9,068,000 | 8,890,000 | 9,262,000 | 9,616,000 |
| Allowance for loan losses | 212,000 | 211,000 | 211,000 | 212,000 |
| Securities available for sale | 3,339,000 | 3,345,000 | 3,109,000 | 2,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,599,000 | 22,937,000 | 21,498,000 | 22,000,000 |
| Interest-bearing deposits | 18,551,000 | 18,218,000 | 17,088,000 | 17,190,000 |
| Noninterest-bearing deposits | 5,048,000 | 4,719,000 | 4,410,000 | 4,810,000 |
| Equity capital | 3,054,000 | 3,170,000 | 3,327,000 | 3,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 612,000 | 907,000 | 1,200,000 |
| Interest expense | 41,000 | 85,000 | 128,000 | 169,000 |
| Net interest income | 245,000 | 527,000 | 779,000 | 1,031,000 |
| Noninterest income | 20,000 | 36,000 | 54,000 | 79,000 |
| Noninterest expense | 155,000 | 308,000 | 450,000 | 634,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 5,000 |
| Pretax income | 110,000 | 252,000 | 380,000 | 471,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 103,000 |
| Net income | 89,000 | 210,000 | 317,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,194,000 | 3,298,000 | 3,404,000 | 3,438,000 |
| Total capital | — | 3,459,000 | — | 3,603,000 |
| Risk-weighted assets | — | 12,880,000 | — | 13,201,000 |