Call reports 2023
ANDES STATE BANK — 2023
What ANDES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 24,358,000 | 27,142,000 | 25,528,000 | 28,748,000 |
| Total loans | 8,878,000 | 9,244,000 | 9,520,000 | 9,365,000 |
| Allowance for loan losses | 205,000 | 207,000 | 209,000 | 208,000 |
| Securities available for sale | 3,943,000 | 3,903,000 | 3,869,000 | 3,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,582,000 | 24,281,000 | 22,624,000 | 25,716,000 |
| Interest-bearing deposits | 17,170,000 | 19,480,000 | 18,202,000 | 21,398,000 |
| Noninterest-bearing deposits | 4,412,000 | 4,801,000 | 4,422,000 | 4,318,000 |
| Equity capital | 2,746,000 | 2,803,000 | 2,835,000 | 2,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 472,000 | 732,000 | 1,010,000 |
| Interest expense | 12,000 | 52,000 | 94,000 | 133,000 |
| Net interest income | 199,000 | 420,000 | 638,000 | 877,000 |
| Noninterest income | 30,000 | 48,000 | 67,000 | 84,000 |
| Noninterest expense | 142,000 | 264,000 | 437,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 204,000 | 268,000 | 359,000 |
| Income tax | 12,000 | 41,000 | 64,000 | 86,000 |
| Net income | 75,000 | 163,000 | 204,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,941,000 | 3,012,000 | 3,054,000 | 3,105,000 |