Call reports 2020
ANDES STATE BANK — 2020
What ANDES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 23,231,000 | 24,922,000 | 23,948,000 | 25,792,000 |
| Total loans | 10,688,000 | 11,061,000 | 10,915,000 | 10,301,000 |
| Allowance for loan losses | 212,000 | 165,000 | 195,000 | 170,000 |
| Securities available for sale | 1,483,000 | 1,743,000 | 1,956,000 | 2,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,374,000 | 22,006,000 | 20,978,000 | 23,091,000 |
| Interest-bearing deposits | 15,960,000 | 17,332,000 | 15,890,000 | 16,711,000 |
| Noninterest-bearing deposits | 4,414,000 | 4,674,000 | 5,088,000 | 6,380,000 |
| Equity capital | 2,808,000 | 2,865,000 | 2,897,000 | 2,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 384,000 | 571,000 | 746,000 |
| Interest expense | 28,000 | 49,000 | 69,000 | 80,000 |
| Net interest income | 169,000 | 335,000 | 502,000 | 666,000 |
| Noninterest income | 13,000 | 31,000 | 58,000 | 75,000 |
| Noninterest expense | 141,000 | 286,000 | 439,000 | 592,000 |
| Provision for loan losses | 0 | -36,000 | -36,000 | -36,000 |
| Pretax income | 41,000 | 116,000 | 157,000 | 185,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 46,000 |
| Net income | 32,000 | 99,000 | 131,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,802,000 | 2,865,000 | 2,897,000 | 2,634,000 |