Call reports 2019
ANDES STATE BANK — 2019
What ANDES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 22,618,000 | 23,358,000 | 22,285,000 | 22,848,000 |
| Total loans | 11,133,000 | 12,001,000 | 11,493,000 | 11,070,000 |
| Allowance for loan losses | 222,000 | 216,000 | 217,000 | 217,000 |
| Securities available for sale | 3,132,000 | 2,760,000 | 2,391,000 | 1,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,757,000 | 20,517,000 | 19,372,000 | 20,007,000 |
| Interest-bearing deposits | 16,166,000 | 17,132,000 | 16,129,000 | 16,121,000 |
| Noninterest-bearing deposits | 3,591,000 | 3,385,000 | 3,244,000 | 3,886,000 |
| Equity capital | 2,792,000 | 2,817,000 | 2,860,000 | 2,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 413,000 | 632,000 | 773,000 |
| Interest expense | 25,000 | 54,000 | 83,000 | 107,000 |
| Net interest income | 179,000 | 359,000 | 549,000 | 666,000 |
| Noninterest income | 19,000 | 35,000 | 53,000 | 71,000 |
| Noninterest expense | 136,000 | 300,000 | 462,000 | 629,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 41,000 | 75,000 | 119,000 | 87,000 |
| Income tax | 0 | 0 | 0 | 37,000 |
| Net income | 41,000 | 75,000 | 119,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,800,000 | 2,814,000 | 2,858,000 | 2,769,000 |
| Total capital | 2,971,000 | 2,991,000 | 3,027,000 | 2,928,000 |
| Risk-weighted assets | 13,609,000 | 14,106,000 | 13,445,000 | 12,660,000 |