Call reports 2018
ANDES STATE BANK — 2018
What ANDES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,423,000 | 29,744,000 | 26,224,000 | 26,567,000 |
| Total loans | 11,220,000 | 11,133,000 | 11,446,000 | 11,396,000 |
| Allowance for loan losses | 154,000 | 144,000 | 194,000 | 199,000 |
| Securities available for sale | 6,422,000 | 6,365,000 | 2,815,000 | 3,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,688,000 | 27,016,000 | 23,495,000 | 23,810,000 |
| Interest-bearing deposits | 22,078,000 | 23,384,000 | 20,323,000 | 20,360,000 |
| Noninterest-bearing deposits | 4,611,000 | 3,632,000 | 3,172,000 | 3,450,000 |
| Equity capital | 2,690,000 | 2,705,000 | 2,697,000 | 2,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 415,000 | 628,000 | 845,000 |
| Interest expense | 19,000 | 39,000 | 59,000 | 85,000 |
| Net interest income | 191,000 | 376,000 | 569,000 | 760,000 |
| Noninterest income | 22,000 | 44,000 | 62,000 | 76,000 |
| Noninterest expense | 133,000 | 275,000 | 413,000 | 573,000 |
| Provision for loan losses | 15,000 | 34,000 | 101,000 | 112,000 |
| Pretax income | 65,000 | 111,000 | 117,000 | 151,000 |
| Income tax | 20,000 | 31,000 | 47,000 | 27,000 |
| Net income | 45,000 | 80,000 | 70,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,690,000 | 2,705,000 | 2,724,000 | 2,733,000 |
| Total capital | 2,844,000 | 2,849,000 | 2,899,000 | 2,907,000 |
| Risk-weighted assets | 12,405,000 | 13,607,000 | 13,963,000 | 13,906,000 |