Call reports 2016
ANDES STATE BANK — 2016
What ANDES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,187,000 | 26,400,000 | 26,582,000 | 26,942,000 |
| Total loans | 10,850,000 | 11,806,000 | 12,010,000 | 11,826,000 |
| Allowance for loan losses | 112,000 | 109,000 | 120,000 | 119,000 |
| Securities available for sale | 4,310,000 | 4,529,000 | 4,171,000 | 3,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,629,000 | 23,805,000 | 23,929,000 | 24,332,000 |
| Interest-bearing deposits | 18,018,000 | 19,084,000 | 19,630,000 | 19,273,000 |
| Noninterest-bearing deposits | 3,611,000 | 4,722,000 | 4,299,000 | 5,059,000 |
| Equity capital | 2,467,000 | 2,506,000 | 2,544,000 | 2,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 377,000 | 576,000 | 771,000 |
| Interest expense | 16,000 | 33,000 | 50,000 | 69,000 |
| Net interest income | 167,000 | 344,000 | 526,000 | 702,000 |
| Noninterest income | 21,000 | 48,000 | 76,000 | 100,000 |
| Noninterest expense | 129,000 | 272,000 | 411,000 | 540,000 |
| Provision for loan losses | 4,000 | 4,000 | 14,000 | 25,000 |
| Pretax income | 55,000 | 116,000 | 177,000 | 237,000 |
| Income tax | 17,000 | 34,000 | 50,000 | 68,000 |
| Net income | 38,000 | 82,000 | 127,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,467,000 | 2,506,000 | 2,544,000 | 2,522,000 |
| Total capital | 2,579,000 | 2,615,000 | 2,664,000 | 2,641,000 |
| Risk-weighted assets | 13,598,000 | 14,744,000 | 14,826,000 | 14,745,000 |