Call reports 2015
ANDES STATE BANK — 2015
What ANDES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,566,000 | 25,088,000 | 25,133,000 | 25,667,000 |
| Total loans | 9,658,000 | 10,517,000 | 10,957,000 | 10,708,000 |
| Allowance for loan losses | 95,000 | 100,000 | 110,000 | 110,000 |
| Securities available for sale | 5,397,000 | 5,719,000 | 5,645,000 | 5,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,123,000 | 22,661,000 | 22,601,000 | 23,142,000 |
| Interest-bearing deposits | 17,510,000 | 18,187,000 | 17,917,000 | 18,541,000 |
| Noninterest-bearing deposits | 4,613,000 | 4,475,000 | 4,684,000 | 4,601,000 |
| Equity capital | 2,365,000 | 2,347,000 | 2,420,000 | 2,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 353,000 | 539,000 | 724,000 |
| Interest expense | 12,000 | 24,000 | 39,000 | 54,000 |
| Net interest income | 160,000 | 329,000 | 500,000 | 670,000 |
| Noninterest income | 46,000 | 56,000 | 92,000 | 95,000 |
| Noninterest expense | 131,000 | 255,000 | 398,000 | 538,000 |
| Provision for loan losses | 0 | 7,000 | 18,000 | 18,000 |
| Pretax income | 75,000 | 123,000 | 176,000 | 209,000 |
| Income tax | 16,000 | 31,000 | 47,000 | 55,000 |
| Net income | 59,000 | 92,000 | 129,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,378,000 | 2,420,000 | 2,411,000 |
| Total capital | 2,451,000 | 2,478,000 | 2,530,000 | 2,521,000 |
| Risk-weighted assets | 12,507,000 | 13,291,000 | 13,928,000 | 13,899,000 |