Call reports 2014
ANDES STATE BANK — 2014
What ANDES STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,472,000 | 21,292,000 | 23,780,000 | 25,147,000 |
| Total loans | 7,916,000 | 8,247,000 | 9,855,000 | 10,074,000 |
| Allowance for loan losses | 86,000 | 91,000 | 94,000 | 94,000 |
| Securities available for sale | 6,091,000 | 5,961,000 | 6,528,000 | 5,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,266,000 | 19,005,000 | 20,979,000 | 22,768,000 |
| Interest-bearing deposits | 15,457,000 | 14,903,000 | 16,871,000 | 18,720,000 |
| Noninterest-bearing deposits | 3,809,000 | 4,102,000 | 4,108,000 | 4,048,000 |
| Equity capital | 2,170,000 | 2,210,000 | 2,229,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 318,000 | 487,000 | 669,000 |
| Interest expense | 9,000 | 19,000 | 29,000 | 41,000 |
| Net interest income | 150,000 | 299,000 | 458,000 | 628,000 |
| Noninterest income | 23,000 | 53,000 | 78,000 | 103,000 |
| Noninterest expense | 143,000 | 290,000 | 437,000 | 566,000 |
| Provision for loan losses | 0 | 4,000 | 8,000 | 8,000 |
| Pretax income | 30,000 | 58,000 | 91,000 | 157,000 |
| Income tax | 7,000 | 11,000 | 17,000 | 43,000 |
| Net income | 23,000 | 47,000 | 74,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,246,000 | 2,251,000 | 2,277,000 | 2,297,000 |
| Total capital | 2,332,000 | 2,342,000 | 2,371,000 | 2,391,000 |
| Risk-weighted assets | 9,537,000 | 10,640,000 | 12,448,000 | 12,920,000 |