Call reports 2013
ANDES STATE BANK — 2013
What ANDES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,473,000 | 20,980,000 | 20,524,000 | 22,783,000 |
| Total loans | 7,825,000 | 8,618,000 | 8,904,000 | 8,644,000 |
| Allowance for loan losses | 88,000 | 88,000 | 85,000 | 86,000 |
| Securities available for sale | 7,176,000 | 6,664,000 | 6,289,000 | 6,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,223,000 | 18,827,000 | 18,354,000 | 20,614,000 |
| Interest-bearing deposits | 15,107,000 | 15,428,000 | 14,619,000 | 17,199,000 |
| Noninterest-bearing deposits | 3,116,000 | 3,399,000 | 3,735,000 | 3,415,000 |
| Equity capital | 2,216,000 | 2,128,000 | 2,146,000 | 2,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 297,000 | 459,000 | 620,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 40,000 |
| Net interest income | 135,000 | 275,000 | 426,000 | 580,000 |
| Noninterest income | 25,000 | 61,000 | 88,000 | 104,000 |
| Noninterest expense | 143,000 | 293,000 | 445,000 | 591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 43,000 | 69,000 | 93,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 21,000 |
| Net income | 15,000 | 38,000 | 61,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,208,000 | 2,212,000 | 2,235,000 | 2,225,000 |
| Total capital | 2,296,000 | 2,300,000 | 2,320,000 | 2,311,000 |
| Risk-weighted assets | 10,511,000 | 11,059,000 | 11,183,000 | 11,385,000 |