Call reports 2012
ANDES STATE BANK — 2012
What ANDES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 19,603,000 | 21,514,000 | 20,616,000 | 22,589,000 |
| Total loans | 7,012,000 | 8,212,000 | 8,614,000 | 7,742,000 |
| Allowance for loan losses | 80,000 | 81,000 | 76,000 | 86,000 |
| Securities available for sale | 5,393,000 | 6,188,000 | 5,923,000 | 6,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,415,000 | 19,307,000 | 18,385,000 | 20,343,000 |
| Interest-bearing deposits | 14,274,000 | 15,443,000 | 15,221,000 | 16,198,000 |
| Noninterest-bearing deposits | 3,141,000 | 3,864,000 | 3,163,000 | 4,146,000 |
| Equity capital | 2,174,000 | 2,177,000 | 2,173,000 | 2,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 339,000 | 504,000 | 676,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 58,000 |
| Net interest income | 150,000 | 307,000 | 457,000 | 618,000 |
| Noninterest income | 33,000 | 59,000 | 45,000 | 92,000 |
| Noninterest expense | 134,000 | 270,000 | 424,000 | 572,000 |
| Provision for loan losses | 2,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 47,000 | 91,000 | 73,000 | 133,000 |
| Income tax | 7,000 | 15,000 | 16,000 | 26,000 |
| Net income | 40,000 | 76,000 | 57,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,166,000 | 2,182,000 | 2,163,000 | 2,193,000 |
| Total capital | 2,246,000 | 2,263,000 | 2,239,000 | 2,279,000 |
| Risk-weighted assets | 9,585,000 | 11,178,000 | 11,133,000 | 10,778,000 |