Call reports 2011
ANDES STATE BANK — 2011
What ANDES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,454,000 | 20,182,000 | 20,769,000 | 21,239,000 |
| Total loans | 5,793,000 | 6,375,000 | 6,758,000 | 6,996,000 |
| Allowance for loan losses | 50,000 | 50,000 | 54,000 | 92,000 |
| Securities available for sale | 5,946,000 | 5,780,000 | 5,243,000 | 4,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,353,000 | 17,997,000 | 18,505,000 | 19,069,000 |
| Interest-bearing deposits | 14,276,000 | 15,096,000 | 14,981,000 | 15,292,000 |
| Noninterest-bearing deposits | 4,077,000 | 2,901,000 | 3,524,000 | 3,777,000 |
| Equity capital | 2,083,000 | 2,154,000 | 2,136,000 | 2,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 370,000 | 552,000 | 728,000 |
| Interest expense | 25,000 | 49,000 | 72,000 | 92,000 |
| Net interest income | 157,000 | 321,000 | 480,000 | 636,000 |
| Noninterest income | 35,000 | 47,000 | 64,000 | 100,000 |
| Noninterest expense | 140,000 | 284,000 | 424,000 | 582,000 |
| Provision for loan losses | 41,000 | 44,000 | 50,000 | 88,000 |
| Pretax income | 11,000 | 43,000 | 247,000 | 243,000 |
| Income tax | 0 | 0 | 89,000 | 77,000 |
| Net income | 11,000 | 43,000 | 158,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,991,000 | 2,022,000 | 2,138,000 | 2,126,000 |
| Total capital | 2,041,000 | 2,072,000 | 2,192,000 | 2,218,000 |
| Risk-weighted assets | 9,347,000 | 9,627,000 | 9,695,000 | 9,935,000 |