Call reports 2010
ANDES STATE BANK — 2010
What ANDES STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,526,000 | 19,408,000 | 18,941,000 | 20,649,000 |
| Total loans | 5,548,000 | 6,124,000 | 6,617,000 | 6,453,000 |
| Allowance for loan losses | 106,000 | 105,000 | 123,000 | 124,000 |
| Securities available for sale | 5,706,000 | 5,440,000 | 4,563,000 | 4,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,420,000 | 17,288,000 | 16,795,000 | 18,536,000 |
| Interest-bearing deposits | 16,929,000 | 14,332,000 | 13,412,000 | 15,326,000 |
| Noninterest-bearing deposits | 2,491,000 | 2,956,000 | 3,383,000 | 3,210,000 |
| Equity capital | 1,992,000 | 1,990,000 | 2,020,000 | 2,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 395,000 | 593,000 | 784,000 |
| Interest expense | 39,000 | 74,000 | 105,000 | 133,000 |
| Net interest income | 159,000 | 321,000 | 488,000 | 651,000 |
| Noninterest income | -75,000 | -127,000 | -154,000 | -132,000 |
| Noninterest expense | 143,000 | 289,000 | 424,000 | 568,000 |
| Provision for loan losses | 37,000 | 37,000 | 56,000 | 67,000 |
| Pretax income | -96,000 | -132,000 | -135,000 | -104,000 |
| Income tax | 0 | 0 | 0 | -75,000 |
| Net income | -96,000 | -132,000 | -135,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,913,000 | 1,877,000 | 1,874,000 | 1,981,000 |
| Total capital | 2,019,000 | 1,982,000 | 1,997,000 | 2,105,000 |
| Risk-weighted assets | 10,042,000 | 9,835,000 | 9,936,000 | 10,121,000 |