Call reports 2009
ANDES STATE BANK — 2009
What ANDES STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,153,000 | 22,061,000 | 20,631,000 | 20,755,000 |
| Total loans | 5,671,000 | 6,100,000 | 6,060,000 | 5,601,000 |
| Allowance for loan losses | 127,000 | 127,000 | 83,000 | 92,000 |
| Securities available for sale | 5,674,000 | 6,003,000 | 6,282,000 | 5,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,012,000 | 19,928,000 | 18,471,000 | 18,631,000 |
| Interest-bearing deposits | 13,915,000 | 16,634,000 | 15,561,000 | 16,223,000 |
| Noninterest-bearing deposits | 2,097,000 | 3,293,000 | 2,910,000 | 2,408,000 |
| Equity capital | 2,093,000 | 2,071,000 | 2,093,000 | 2,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 395,000 | 610,000 | 827,000 |
| Interest expense | 61,000 | 109,000 | 154,000 | 195,000 |
| Net interest income | 132,000 | 286,000 | 456,000 | 632,000 |
| Noninterest income | 57,000 | 77,000 | 77,000 | 80,000 |
| Noninterest expense | 141,000 | 298,000 | 463,000 | 600,000 |
| Provision for loan losses | 31,000 | 37,000 | 77,000 | 126,000 |
| Pretax income | 17,000 | 28,000 | -6,000 | -13,000 |
| Income tax | 0 | 0 | 0 | -24,000 |
| Net income | 17,000 | 26,000 | -6,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,016,000 | 2,016,000 | 1,992,000 | 2,009,000 |
| Total capital | 2,130,000 | 2,143,000 | 2,075,000 | 2,101,000 |
| Risk-weighted assets | 9,129,000 | 10,356,000 | 10,358,000 | 9,984,000 |