Call reports 2005
ANDES STATE BANK — 2005
What ANDES STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,716,000 | 15,453,000 | 14,391,000 | 14,534,000 |
| Total loans | 5,408,000 | 5,675,000 | 5,673,000 | 5,190,000 |
| Allowance for loan losses | 140,000 | 139,000 | 139,000 | 140,000 |
| Securities available for sale | 5,433,000 | 5,548,000 | 5,243,000 | 4,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,731,000 | 13,408,000 | 12,119,000 | 12,503,000 |
| Interest-bearing deposits | 11,506,000 | 11,245,000 | 10,286,000 | 10,397,000 |
| Noninterest-bearing deposits | 2,225,000 | 2,163,000 | 1,833,000 | 2,106,000 |
| Equity capital | 1,953,000 | 1,983,000 | 2,015,000 | 1,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 352,000 | 544,000 | 724,000 |
| Interest expense | 31,000 | 69,000 | 109,000 | 150,000 |
| Net interest income | 139,000 | 283,000 | 435,000 | 574,000 |
| Noninterest income | 20,000 | 41,000 | 62,000 | 86,000 |
| Noninterest expense | 122,000 | 244,000 | 372,000 | 509,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 37,000 | 78,000 | 123,000 | 146,000 |
| Income tax | 8,000 | 18,000 | 29,000 | 30,000 |
| Net income | 29,000 | 60,000 | 94,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,008,000 | 2,020,000 | 2,054,000 | 2,056,000 |
| Total capital | 2,124,000 | 2,137,000 | 2,166,000 | 2,159,000 |
| Risk-weighted assets | 9,223,000 | 9,360,000 | 8,934,000 | 8,216,000 |