Call reports 2004
ANDES STATE BANK — 2004
What ANDES STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,698,000 | 14,709,000 | 13,716,000 | 14,941,000 |
| Total loans | 5,476,000 | 5,428,000 | 5,712,000 | 5,495,000 |
| Allowance for loan losses | 141,000 | 141,000 | 136,000 | 140,000 |
| Securities available for sale | 5,095,000 | 5,254,000 | 5,021,000 | 4,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,596,000 | 12,731,000 | 11,615,000 | 12,920,000 |
| Interest-bearing deposits | 10,688,000 | 10,574,000 | 9,671,000 | 10,741,000 |
| Noninterest-bearing deposits | 1,908,000 | 2,157,000 | 1,944,000 | 2,179,000 |
| Equity capital | 2,006,000 | 1,906,000 | 1,994,000 | 1,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 320,000 | 480,000 | 643,000 |
| Interest expense | 24,000 | 49,000 | 72,000 | 97,000 |
| Net interest income | 135,000 | 271,000 | 408,000 | 546,000 |
| Noninterest income | 18,000 | 38,000 | 59,000 | 81,000 |
| Noninterest expense | 120,000 | 243,000 | 364,000 | 494,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 33,000 | 67,000 | 104,000 | 131,000 |
| Income tax | 8,000 | 14,000 | 22,000 | 34,000 |
| Net income | 25,000 | 53,000 | 82,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,947,000 | 1,956,000 | 1,985,000 | 1,980,000 |
| Total capital | 2,061,000 | 2,073,000 | 2,099,000 | 2,094,000 |
| Risk-weighted assets | 9,088,000 | 9,371,000 | 9,067,000 | 9,101,000 |