Call reports 2003
ANDES STATE BANK — 2003
What ANDES STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,483,000 | 14,956,000 | 14,143,000 | 13,667,000 |
| Total loans | 5,348,000 | 5,531,000 | 5,714,000 | 5,753,000 |
| Allowance for loan losses | 140,000 | 140,000 | 141,000 | 141,000 |
| Securities available for sale | 5,109,000 | 5,276,000 | 5,519,000 | 5,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,404,000 | 12,884,000 | 12,096,000 | 11,647,000 |
| Interest-bearing deposits | 11,736,000 | 11,262,000 | 10,312,000 | 9,656,000 |
| Noninterest-bearing deposits | 1,668,000 | 1,622,000 | 1,784,000 | 1,991,000 |
| Equity capital | 1,953,000 | 1,957,000 | 1,947,000 | 1,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 330,000 | 503,000 | 671,000 |
| Interest expense | 41,000 | 80,000 | 110,000 | 136,000 |
| Net interest income | 130,000 | 250,000 | 393,000 | 535,000 |
| Noninterest income | 17,000 | 39,000 | 61,000 | 80,000 |
| Noninterest expense | 117,000 | 233,000 | 350,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 65,000 | 113,000 | 158,000 |
| Income tax | 11,000 | 18,000 | 25,000 | 41,000 |
| Net income | 26,000 | 47,000 | 88,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,871,000 | 1,872,000 | 1,913,000 | 1,922,000 |
| Total capital | 1,986,000 | 1,991,000 | 2,034,000 | 2,038,000 |
| Risk-weighted assets | 9,169,000 | 9,469,000 | 9,695,000 | 9,286,000 |