Call reports 2002
ANDES STATE BANK — 2002
What ANDES STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,677,000 | 14,189,000 | 14,493,000 | 14,155,000 |
| Total loans | 5,484,000 | 5,990,000 | 6,151,000 | 5,578,000 |
| Allowance for loan losses | 141,000 | 142,000 | 142,000 | 141,000 |
| Securities available for sale | 716,000 | 923,000 | 923,000 | 971,000 |
| Securities held to maturity | 3,929,000 | 3,886,000 | 4,177,000 | 4,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,801,000 | 12,302,000 | 12,547,000 | 12,204,000 |
| Interest-bearing deposits | 10,241,000 | 10,848,000 | 10,685,000 | 10,335,000 |
| Noninterest-bearing deposits | 1,560,000 | 1,454,000 | 1,862,000 | 1,869,000 |
| Equity capital | 1,808,000 | 1,829,000 | 1,870,000 | 1,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 403,000 | 613,000 | 776,000 |
| Interest expense | 59,000 | 117,000 | 172,000 | 220,000 |
| Net interest income | 140,000 | 286,000 | 441,000 | 556,000 |
| Noninterest income | 20,000 | 42,000 | 61,000 | 81,000 |
| Noninterest expense | 118,000 | 233,000 | 353,000 | 473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 95,000 | 150,000 | 166,000 |
| Income tax | 14,000 | 28,000 | 42,000 | 50,000 |
| Net income | 28,000 | 67,000 | 108,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,798,000 | 1,817,000 | 1,857,000 | 1,845,000 |
| Total capital | 1,908,000 | 1,935,000 | 1,982,000 | 1,961,000 |
| Risk-weighted assets | 8,789,000 | 9,399,000 | 9,997,000 | 9,361,000 |