Call reports 2002
EOS BANK — 2002
What EOS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 95,296,000 | 78,757,000 | 9,397,000 |
| Total loans | 48,356,000 | 8,424,000 | 7,122,000 |
| Allowance for loan losses | 1,334,000 | 1,284,000 | 1,284,000 |
| Securities available for sale | 36,155,000 | 27,681,000 | 2,565,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 84,503,000 | 68,196,000 | 0 |
| Interest-bearing deposits | 84,503,000 | 68,196,000 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 10,384,000 | 10,200,000 | 8,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,094,000 | 1,897,000 | 2,263,000 |
| Interest expense | 778,000 | 1,462,000 | 1,849,000 |
| Net interest income | 316,000 | 435,000 | 414,000 |
| Noninterest income | 2,000 | 586,000 | 645,000 |
| Noninterest expense | 1,043,000 | 2,126,000 | 2,838,000 |
| Provision for loan losses | -111,000 | -161,000 | -161,000 |
| Pretax income | -486,000 | -843,000 | -1,441,000 |
| Income tax | 1,000 | 1,000 | 1,000 |
| Net income | -487,000 | -844,000 | -2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 10,350,000 | 9,993,000 | 8,484,000 |
| Total capital | 11,343,000 | 10,458,000 | 8,750,000 |
| Risk-weighted assets | 79,128,000 | 36,348,000 | 20,285,000 |