Call reports 2001
EOS BANK — 2001
What EOS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,471,000 | 128,598,000 | 115,039,000 | 100,437,000 |
| Total loans | 77,206,000 | 72,423,000 | 66,469,000 | 51,458,000 |
| Allowance for loan losses | 2,152,000 | 2,176,000 | 2,203,000 | 2,347,000 |
| Securities available for sale | 29,570,000 | 30,642,000 | 33,512,000 | 43,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,989,000 | 115,698,000 | 101,454,000 | 86,363,000 |
| Interest-bearing deposits | 134,989,000 | 115,698,000 | 101,454,000 | 86,363,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,750,000 | 12,194,000 | 11,789,000 | 11,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 5,603,000 | 7,653,000 | 9,245,000 |
| Interest expense | 2,332,000 | 4,169,000 | 5,669,000 | 6,707,000 |
| Net interest income | 807,000 | 1,434,000 | 1,984,000 | 2,538,000 |
| Noninterest income | 4,000 | 9,000 | 31,000 | 35,000 |
| Noninterest expense | 1,095,000 | 2,213,000 | 3,295,000 | 4,339,000 |
| Provision for loan losses | 0 | 24,000 | 51,000 | 195,000 |
| Pretax income | -257,000 | -767,000 | -1,304,000 | -1,848,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | -267,000 | -777,000 | -1,314,000 | -1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,406,000 | 11,904,000 | 11,374,000 | 10,837,000 |
| Total capital | 13,858,000 | 13,291,000 | 12,674,000 | 11,910,000 |
| Risk-weighted assets | 115,428,000 | 110,164,000 | 103,091,000 | 84,555,000 |