Call reports 2016
BANK OF THE PRAIRIE — 2016
What BANK OF THE PRAIRIE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,027,000 | 108,318,000 | 109,592,000 | 113,220,000 |
| Total loans | 76,605,000 | 80,927,000 | 83,141,000 | 85,136,000 |
| Allowance for loan losses | 1,163,000 | 1,200,000 | 1,352,000 | 1,505,000 |
| Securities available for sale | 12,808,000 | 12,268,000 | 11,200,000 | 13,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,644,000 | 83,427,000 | 82,295,000 | 85,705,000 |
| Interest-bearing deposits | 66,231,000 | 68,636,000 | 66,616,000 | 69,877,000 |
| Noninterest-bearing deposits | 14,413,000 | 14,791,000 | 15,679,000 | 15,828,000 |
| Equity capital | 10,004,000 | 10,202,000 | 10,887,000 | 10,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,245,000 | 3,519,000 | 4,788,000 |
| Interest expense | 136,000 | 284,000 | 440,000 | 596,000 |
| Net interest income | 951,000 | 1,961,000 | 3,079,000 | 4,192,000 |
| Noninterest income | 151,000 | 357,000 | 1,391,000 | 1,785,000 |
| Noninterest expense | 868,000 | 1,779,000 | 2,751,000 | 3,707,000 |
| Provision for loan losses | 38,000 | 75,000 | 188,000 | 338,000 |
| Pretax income | 196,000 | 464,000 | 1,540,000 | 1,941,000 |
| Income tax | 70,000 | 164,000 | 555,000 | 698,000 |
| Net income | 126,000 | 300,000 | 985,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,132,000 | 9,386,000 | 10,431,000 | 10,997,000 |
| Total capital | 10,100,000 | 10,426,000 | 11,464,000 | 12,063,000 |
| Risk-weighted assets | 76,943,000 | 82,795,000 | 82,324,000 | 84,799,000 |