Call reports 2015
BANK OF THE PRAIRIE — 2015
What BANK OF THE PRAIRIE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,169,000 | 87,256,000 | 92,605,000 | 96,064,000 |
| Total loans | 65,869,000 | 65,358,000 | 66,157,000 | 71,093,000 |
| Allowance for loan losses | 1,090,000 | 1,113,000 | 1,093,000 | 1,112,000 |
| Securities available for sale | 8,128,000 | 10,471,000 | 11,226,000 | 11,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,385,000 | 69,416,000 | 69,813,000 | 72,826,000 |
| Interest-bearing deposits | 54,951,000 | 57,783,000 | 55,861,000 | 58,497,000 |
| Noninterest-bearing deposits | 12,434,000 | 11,632,000 | 13,952,000 | 14,329,000 |
| Equity capital | 9,369,000 | 9,421,000 | 9,616,000 | 9,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,886,000 | 2,859,000 | 3,894,000 |
| Interest expense | 105,000 | 217,000 | 329,000 | 445,000 |
| Net interest income | 829,000 | 1,669,000 | 2,530,000 | 3,449,000 |
| Noninterest income | 166,000 | 352,000 | 458,000 | 806,000 |
| Noninterest expense | 769,000 | 1,567,000 | 2,323,000 | 3,114,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 219,000 | 440,000 | 643,000 | 1,137,000 |
| Income tax | 12,000 | 90,000 | 161,000 | 339,000 |
| Net income | 207,000 | 350,000 | 482,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,645,000 | 8,824,000 | 8,979,000 | 9,166,000 |
| Total capital | 9,423,000 | 9,580,000 | 9,758,000 | 10,020,000 |
| Risk-weighted assets | 61,992,000 | 60,122,000 | 61,741,000 | 67,832,000 |