Call reports 2014
BANK OF THE PRAIRIE — 2014
What BANK OF THE PRAIRIE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,232,000 | 84,325,000 | 82,538,000 | 87,365,000 |
| Total loans | 57,848,000 | 62,117,000 | 62,291,000 | 65,178,000 |
| Allowance for loan losses | 988,000 | 1,003,000 | 1,024,000 | 1,060,000 |
| Securities available for sale | 7,841,000 | 8,899,000 | 8,115,000 | 8,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,828,000 | 69,888,000 | 68,538,000 | 68,338,000 |
| Interest-bearing deposits | 52,374,000 | 55,281,000 | 55,204,000 | 55,678,000 |
| Noninterest-bearing deposits | 13,455,000 | 14,607,000 | 13,334,000 | 12,660,000 |
| Equity capital | 8,093,000 | 8,302,000 | 8,392,000 | 9,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,802,000 | 2,720,000 | 3,660,000 |
| Interest expense | 105,000 | 212,000 | 319,000 | 424,000 |
| Net interest income | 722,000 | 1,590,000 | 2,401,000 | 3,236,000 |
| Noninterest income | -26,000 | 151,000 | 288,000 | 558,000 |
| Noninterest expense | 780,000 | 1,527,000 | 2,285,000 | 3,062,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | -99,000 | 206,000 | 395,000 | 693,000 |
| Income tax | -36,000 | 76,000 | 147,000 | 253,000 |
| Net income | -63,000 | 130,000 | 248,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,528,000 | 6,906,000 | 7,081,000 | 7,913,000 |
| Total capital | 7,299,000 | 7,698,000 | 7,854,000 | 8,710,000 |
| Risk-weighted assets | 61,480,000 | 63,150,000 | 61,542,000 | 63,527,000 |