Call reports 2013
BANK OF THE PRAIRIE — 2013
What BANK OF THE PRAIRIE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,029,000 | 77,680,000 | 78,288,000 | 78,653,000 |
| Total loans | 54,330,000 | 54,422,000 | 54,764,000 | 56,012,000 |
| Allowance for loan losses | 1,025,000 | 1,097,000 | 1,044,000 | 983,000 |
| Securities available for sale | 6,810,000 | 6,644,000 | 8,483,000 | 8,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,550,000 | 66,245,000 | 66,901,000 | 67,350,000 |
| Interest-bearing deposits | 57,877,000 | 56,493,000 | 54,951,000 | 53,766,000 |
| Noninterest-bearing deposits | 10,673,000 | 9,752,000 | 11,951,000 | 13,584,000 |
| Equity capital | 8,236,000 | 8,233,000 | 8,167,000 | 8,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,663,000 | 2,479,000 | 3,290,000 |
| Interest expense | 127,000 | 257,000 | 373,000 | 483,000 |
| Net interest income | 675,000 | 1,406,000 | 2,106,000 | 2,807,000 |
| Noninterest income | 196,000 | 452,000 | 557,000 | 658,000 |
| Noninterest expense | 751,000 | 1,582,000 | 2,315,000 | 3,083,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 90,000 | 216,000 | 268,000 | 272,000 |
| Income tax | 34,000 | 80,000 | 100,000 | 101,000 |
| Net income | 56,000 | 136,000 | 168,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,636,000 | 6,510,000 | 6,487,000 | 6,625,000 |
| Total capital | 7,414,000 | 7,248,000 | 7,223,000 | 7,359,000 |
| Risk-weighted assets | 61,961,000 | 58,669,000 | 58,544,000 | 58,497,000 |