Call reports 2010
BANK OF THE PRAIRIE — 2010
What BANK OF THE PRAIRIE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,091,000 | 106,364,000 | 101,104,000 | 96,985,000 |
| Total loans | 86,120,000 | 81,514,000 | 76,379,000 | 71,342,000 |
| Allowance for loan losses | 1,619,000 | 1,600,000 | 1,446,000 | 1,301,000 |
| Securities available for sale | 11,218,000 | 9,226,000 | 10,043,000 | 9,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,417,000 | 93,773,000 | 89,820,000 | 85,479,000 |
| Interest-bearing deposits | 96,343,000 | 86,828,000 | 82,362,000 | 77,990,000 |
| Noninterest-bearing deposits | 6,074,000 | 6,945,000 | 7,458,000 | 7,489,000 |
| Equity capital | 8,325,000 | 8,295,000 | 8,076,000 | 8,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,851,000 | 4,170,000 | 5,431,000 |
| Interest expense | 548,000 | 993,000 | 1,385,000 | 1,731,000 |
| Net interest income | 904,000 | 1,858,000 | 2,785,000 | 3,700,000 |
| Noninterest income | -54,000 | -101,000 | -195,000 | -120,000 |
| Noninterest expense | 907,000 | 1,775,000 | 2,645,000 | 3,469,000 |
| Provision for loan losses | 1,024,000 | 1,174,000 | 1,474,000 | 2,039,000 |
| Pretax income | -1,041,000 | -1,152,000 | -1,489,000 | -1,888,000 |
| Income tax | -383,000 | -423,000 | -546,000 | -694,000 |
| Net income | -658,000 | -729,000 | -943,000 | -1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,644,000 | 7,574,000 | 7,360,000 | 6,964,000 |
| Total capital | 8,763,000 | 8,585,000 | 8,346,000 | 7,899,000 |
| Risk-weighted assets | 88,919,000 | 80,446,000 | 78,468,000 | 74,465,000 |