Call reports 2009
BANK OF THE PRAIRIE — 2009
What BANK OF THE PRAIRIE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 120,942,000 | 118,962,000 | 116,720,000 | 113,359,000 |
| Total loans | 100,786,000 | 98,827,000 | 93,593,000 | 89,150,000 |
| Allowance for loan losses | 3,040,000 | 2,529,000 | 2,381,000 | 2,142,000 |
| Securities available for sale | 10,265,000 | 9,650,000 | 12,391,000 | 12,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,622,000 | 103,102,000 | 101,839,000 | 98,446,000 |
| Interest-bearing deposits | 96,515,000 | 94,605,000 | 93,611,000 | 90,879,000 |
| Noninterest-bearing deposits | 8,107,000 | 8,497,000 | 8,229,000 | 7,566,000 |
| Equity capital | 8,820,000 | 10,378,000 | 10,481,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,388,000 | 5,007,000 | 6,560,000 |
| Interest expense | 811,000 | 1,542,000 | 2,221,000 | 2,817,000 |
| Net interest income | 909,000 | 1,846,000 | 2,786,000 | 3,743,000 |
| Noninterest income | 160,000 | 246,000 | 326,000 | -294,000 |
| Noninterest expense | 783,000 | 1,657,000 | 2,575,000 | 3,455,000 |
| Provision for loan losses | 2,110,000 | 2,145,000 | 2,170,000 | 3,863,000 |
| Pretax income | -1,809,000 | -1,689,000 | -1,612,000 | -3,764,000 |
| Income tax | -694,000 | -615,000 | -552,000 | -1,258,000 |
| Net income | -1,115,000 | -1,074,000 | -1,060,000 | -2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,508,000 | 10,147,000 | 10,125,000 | 8,445,000 |
| Total capital | 9,813,000 | 11,444,000 | 11,347,000 | 9,582,000 |
| Risk-weighted assets | 102,678,000 | 102,517,000 | 97,376,000 | 89,932,000 |