Call reports 2008
BANK OF THE PRAIRIE — 2008
What BANK OF THE PRAIRIE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 118,532,000 | 116,949,000 | 120,238,000 | 120,317,000 |
| Total loans | 95,565,000 | 96,297,000 | 97,626,000 | 101,194,000 |
| Allowance for loan losses | 971,000 | 960,000 | 977,000 | 1,011,000 |
| Securities available for sale | 12,084,000 | 11,058,000 | 10,294,000 | 8,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,978,000 | 94,396,000 | 99,049,000 | 97,576,000 |
| Interest-bearing deposits | 84,874,000 | 86,890,000 | 89,441,000 | 89,146,000 |
| Noninterest-bearing deposits | 10,104,000 | 7,506,000 | 9,607,000 | 8,430,000 |
| Equity capital | 9,685,000 | 9,763,000 | 9,738,000 | 9,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,688,000 | 5,472,000 | 7,207,000 |
| Interest expense | 1,119,000 | 2,114,000 | 3,062,000 | 3,970,000 |
| Net interest income | 792,000 | 1,574,000 | 2,410,000 | 3,237,000 |
| Noninterest income | 125,000 | 624,000 | 769,000 | 922,000 |
| Noninterest expense | 736,000 | 1,555,000 | 2,319,000 | 3,072,000 |
| Provision for loan losses | 80,000 | 340,000 | 396,000 | 481,000 |
| Pretax income | 211,000 | 413,000 | 574,000 | 716,000 |
| Income tax | 75,000 | 139,000 | 197,000 | 254,000 |
| Net income | 136,000 | 274,000 | 377,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,275,000 | 9,660,000 | 9,762,000 | 9,849,000 |
| Total capital | 10,246,000 | 10,620,000 | 10,738,000 | 10,859,000 |
| Risk-weighted assets | 96,052,000 | 97,645,000 | 96,729,000 | 99,670,000 |