Call reports 2007
BANK OF THE PRAIRIE — 2007
What BANK OF THE PRAIRIE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,097,000 | 114,862,000 | 115,849,000 | 116,884,000 |
| Total loans | 82,577,000 | 86,648,000 | 91,722,000 | 94,465,000 |
| Allowance for loan losses | 812,000 | 855,000 | 927,000 | 914,000 |
| Securities available for sale | 17,235,000 | 17,203,000 | 14,666,000 | 11,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,376,000 | 94,908,000 | 93,558,000 | 92,439,000 |
| Interest-bearing deposits | 84,115,000 | 86,051,000 | 84,420,000 | 84,971,000 |
| Noninterest-bearing deposits | 7,261,000 | 8,857,000 | 9,138,000 | 7,468,000 |
| Equity capital | 8,814,000 | 8,927,000 | 9,099,000 | 9,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,990,000 | 5,994,000 | 8,032,000 |
| Interest expense | 1,029,000 | 2,192,000 | 3,408,000 | 4,606,000 |
| Net interest income | 895,000 | 1,798,000 | 2,586,000 | 3,426,000 |
| Noninterest income | 93,000 | 301,000 | 330,000 | 482,000 |
| Noninterest expense | 632,000 | 1,288,000 | 2,002,000 | 2,711,000 |
| Provision for loan losses | 155,000 | 280,000 | 355,000 | 930,000 |
| Pretax income | 203,000 | 533,000 | 567,000 | 319,000 |
| Income tax | 75,000 | 197,000 | 198,000 | 110,000 |
| Net income | 128,000 | 336,000 | 369,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,533,000 | 8,741,000 | 8,765,000 | 9,139,000 |
| Total capital | 9,345,000 | 9,596,000 | 9,692,000 | 10,053,000 |
| Risk-weighted assets | 85,559,000 | 89,662,000 | 94,510,000 | 93,831,000 |