Call reports 2006
BANK OF THE PRAIRIE — 2006
What BANK OF THE PRAIRIE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 100,534,000 | 103,308,000 | 103,892,000 | 106,153,000 |
| Total loans | 78,077,000 | 74,952,000 | 72,411,000 | 77,148,000 |
| Allowance for loan losses | 763,000 | 781,000 | 746,000 | 766,000 |
| Securities available for sale | 13,648,000 | 15,056,000 | 17,268,000 | 17,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,708,000 | 83,800,000 | 88,570,000 | 90,500,000 |
| Interest-bearing deposits | 75,345,000 | 75,678,000 | 80,196,000 | 81,814,000 |
| Noninterest-bearing deposits | 8,363,000 | 8,122,000 | 8,374,000 | 8,686,000 |
| Equity capital | 8,189,000 | 8,376,000 | 8,559,000 | 8,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,546,000 | 5,421,000 | 7,273,000 |
| Interest expense | 774,000 | 1,687,000 | 2,670,000 | 3,644,000 |
| Net interest income | 920,000 | 1,859,000 | 2,751,000 | 3,629,000 |
| Noninterest income | 86,000 | 231,000 | 243,000 | 343,000 |
| Noninterest expense | 649,000 | 1,270,000 | 1,996,000 | 2,620,000 |
| Provision for loan losses | 26,000 | 101,000 | 151,000 | 175,000 |
| Pretax income | 331,000 | 719,000 | 847,000 | 1,177,000 |
| Income tax | 122,000 | 263,000 | 327,000 | 449,000 |
| Net income | 209,000 | 456,000 | 520,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,088,000 | 8,401,000 | 8,328,000 | 8,405,000 |
| Total capital | 8,851,000 | 9,182,000 | 9,074,000 | 9,171,000 |
| Risk-weighted assets | 78,352,000 | 76,744,000 | 74,954,000 | 80,260,000 |