Call reports 2005
BANK OF THE PRAIRIE — 2005
What BANK OF THE PRAIRIE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 88,381,000 | 91,452,000 | 94,084,000 | 97,949,000 |
| Total loans | 69,299,000 | 71,100,000 | 75,040,000 | 75,232,000 |
| Allowance for loan losses | 702,000 | 696,000 | 1,087,000 | 986,000 |
| Securities available for sale | 5,572,000 | 8,370,000 | 9,590,000 | 11,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,884,000 | 76,690,000 | 79,960,000 | 81,923,000 |
| Interest-bearing deposits | 66,748,000 | 68,475,000 | 72,670,000 | 74,184,000 |
| Noninterest-bearing deposits | 8,136,000 | 8,215,000 | 7,290,000 | 7,739,000 |
| Equity capital | 7,577,000 | 7,860,000 | 7,811,000 | 7,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,639,000 | 4,140,000 | 5,749,000 |
| Interest expense | 431,000 | 971,000 | 1,592,000 | 2,293,000 |
| Net interest income | 820,000 | 1,668,000 | 2,548,000 | 3,456,000 |
| Noninterest income | 68,000 | 186,000 | 344,000 | 473,000 |
| Noninterest expense | 462,000 | 982,000 | 1,599,000 | 2,282,000 |
| Provision for loan losses | 52,000 | 102,000 | 518,000 | 566,000 |
| Pretax income | 374,000 | 770,000 | 775,000 | 1,081,000 |
| Income tax | 140,000 | 286,000 | 316,000 | 387,000 |
| Net income | 234,000 | 484,000 | 459,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,348,000 | 7,598,000 | 7,532,000 | 7,809,000 |
| Total capital | 8,050,000 | 8,294,000 | 8,467,000 | 8,768,000 |
| Risk-weighted assets | 68,915,000 | 71,045,000 | 74,648,000 | 76,661,000 |