Call reports 2004
BANK OF THE PRAIRIE — 2004
What BANK OF THE PRAIRIE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,714,000 | 70,369,000 | 78,276,000 | 80,434,000 |
| Total loans | 53,958,000 | 58,573,000 | 62,845,000 | 67,629,000 |
| Allowance for loan losses | 533,000 | 597,000 | 620,000 | 680,000 |
| Securities available for sale | 4,575,000 | 5,041,000 | 5,125,000 | 5,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,347,000 | 59,779,000 | 65,348,000 | 67,378,000 |
| Interest-bearing deposits | 50,510,000 | 51,262,000 | 55,731,000 | 58,854,000 |
| Noninterest-bearing deposits | 7,837,000 | 8,517,000 | 9,617,000 | 8,524,000 |
| Equity capital | 5,165,000 | 5,436,000 | 7,153,000 | 7,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,832,000 | 2,883,000 | 4,082,000 |
| Interest expense | 261,000 | 552,000 | 865,000 | 1,223,000 |
| Net interest income | 587,000 | 1,280,000 | 2,018,000 | 2,859,000 |
| Noninterest income | 71,000 | 178,000 | 293,000 | 457,000 |
| Noninterest expense | 423,000 | 882,000 | 1,375,000 | 1,904,000 |
| Provision for loan losses | 55,000 | 120,000 | 162,000 | 227,000 |
| Pretax income | 180,000 | 456,000 | 774,000 | 1,185,000 |
| Income tax | 62,000 | 162,000 | 285,000 | 439,000 |
| Net income | 118,000 | 294,000 | 489,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,837,000 | 5,162,000 | 6,857,000 | 7,114,000 |
| Total capital | 5,370,000 | 5,759,000 | 7,478,000 | 7,794,000 |
| Risk-weighted assets | 50,037,000 | 54,498,000 | 61,339,000 | 65,966,000 |