Call reports 2003
BANK OF THE PRAIRIE — 2003
What BANK OF THE PRAIRIE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,532,000 | 48,016,000 | 54,876,000 | 60,778,000 |
| Total loans | 30,253,000 | 39,248,000 | 41,914,000 | 48,344,000 |
| Allowance for loan losses | 305,000 | 392,000 | 433,000 | 481,000 |
| Securities available for sale | 2,616,000 | 2,938,000 | 4,354,000 | 4,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,026,000 | 40,557,000 | 48,022,000 | 53,313,000 |
| Interest-bearing deposits | 28,720,000 | 33,301,000 | 41,609,000 | 45,725,000 |
| Noninterest-bearing deposits | 6,306,000 | 7,256,000 | 6,413,000 | 7,588,000 |
| Equity capital | 3,588,000 | 4,097,000 | 4,496,000 | 4,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,228,000 | 1,976,000 | 2,825,000 |
| Interest expense | 191,000 | 411,000 | 662,000 | 922,000 |
| Net interest income | 314,000 | 817,000 | 1,314,000 | 1,903,000 |
| Noninterest income | 125,000 | 165,000 | 318,000 | 440,000 |
| Noninterest expense | 301,000 | 644,000 | 1,059,000 | 1,496,000 |
| Provision for loan losses | 53,000 | 142,000 | 183,000 | 236,000 |
| Pretax income | 85,000 | 196,000 | 390,000 | 611,000 |
| Income tax | 22,000 | 56,000 | 116,000 | 187,000 |
| Net income | 63,000 | 140,000 | 274,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,258,000 | 3,784,000 | 4,169,000 | 4,518,000 |
| Total capital | 3,563,000 | 4,176,000 | 4,602,000 | 4,999,000 |
| Risk-weighted assets | 30,828,000 | 38,555,000 | 42,075,000 | 47,743,000 |