Call reports 2025
RESOURCE BANK — 2025
What RESOURCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 997,699,000 | 955,908,000 | 935,730,000 | 942,613,000 |
| Total loans | 786,951,000 | 792,285,000 | 785,573,000 | 798,135,000 |
| Allowance for loan losses | 4,844,000 | 4,857,000 | 4,792,000 | 4,876,000 |
| Securities available for sale | 114,051,000 | 104,372,000 | 99,851,000 | 93,113,000 |
| Securities held to maturity | 4,883,000 | 4,888,000 | 4,893,000 | 4,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 841,116,000 | 812,935,000 | 799,162,000 | 803,685,000 |
| Interest-bearing deposits | 641,795,000 | 621,776,000 | 607,118,000 | 619,343,000 |
| Noninterest-bearing deposits | 199,321,000 | 191,159,000 | 192,044,000 | 184,342,000 |
| Equity capital | 111,380,000 | 113,942,000 | 112,471,000 | 115,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,896,000 | 26,408,000 | 39,800,000 | 53,170,000 |
| Interest expense | 4,094,000 | 8,128,000 | 11,793,000 | 15,251,000 |
| Net interest income | 8,802,000 | 18,280,000 | 28,007,000 | 37,919,000 |
| Noninterest income | 498,000 | 1,013,000 | 1,595,000 | 1,866,000 |
| Noninterest expense | 6,520,000 | 13,139,000 | 19,905,000 | 26,337,000 |
| Provision for loan losses | 106,000 | 118,000 | 52,000 | 147,000 |
| Pretax income | 2,643,000 | 5,996,000 | 9,603,000 | 13,263,000 |
| Income tax | 326,000 | 1,090,000 | 1,912,000 | 2,748,000 |
| Net income | 2,317,000 | 4,906,000 | 7,691,000 | 10,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,175,000 | 117,939,000 | 115,621,000 | 117,595,000 |