Call reports 2023
RESOURCE BANK — 2023
What RESOURCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 979,248,000 | 996,751,000 | 1,007,962,000 | 985,906,000 |
| Total loans | 683,751,000 | 717,297,000 | 731,312,000 | 747,771,000 |
| Allowance for loan losses | 4,249,000 | 4,424,000 | 4,485,000 | 4,649,000 |
| Securities available for sale | 229,206,000 | 217,438,000 | 209,438,000 | 182,381,000 |
| Securities held to maturity | 4,846,000 | 4,851,000 | 4,855,000 | 4,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,891,000 | 796,236,000 | 769,766,000 | 745,795,000 |
| Interest-bearing deposits | 574,774,000 | 573,760,000 | 555,653,000 | 549,320,000 |
| Noninterest-bearing deposits | 221,118,000 | 222,476,000 | 214,113,000 | 196,475,000 |
| Equity capital | 95,355,000 | 95,545,000 | 96,385,000 | 101,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,034,000 | 21,093,000 | 32,812,000 | 45,138,000 |
| Interest expense | 2,500,000 | 5,528,000 | 9,109,000 | 13,443,000 |
| Net interest income | 7,534,000 | 15,565,000 | 23,703,000 | 31,695,000 |
| Noninterest income | 557,000 | 1,142,000 | 1,653,000 | 2,242,000 |
| Noninterest expense | 5,894,000 | 11,787,000 | 18,066,000 | 24,041,000 |
| Provision for loan losses | 147,000 | 121,000 | 182,000 | 346,000 |
| Pretax income | 2,054,000 | 4,591,000 | 6,914,000 | 9,231,000 |
| Income tax | -146,000 | 420,000 | 937,000 | 1,454,000 |
| Net income | 2,200,000 | 4,171,000 | 5,977,000 | 7,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,883,000 | 108,005,000 | 109,361,000 | 110,561,000 |